The Annual Enrollment Period closes December 7th. After that, you're locked into your current plan for another full year — regardless of whether it's still the right fit.
During AEP you can:
Why This Review Matters
Insurance carriers adjust premiums, benefits, and drug formularies every year. A plan that was a great fit in January might cost you significantly more — or cover less — starting next January.
Your plan's monthly premium is not guaranteed to stay the same. Many enrollees are surprised to find their plan costs more in January than it did when they enrolled.
The list of covered medications can change annually. If your prescriptions move to a higher tier — or get dropped entirely — you may end up paying far more at the pharmacy starting in January.
New plans enter the market each year. A competing plan in your area might now offer better coverage, lower cost-sharing, or extra benefits — dental, vision, hearing — that yours doesn't.
Our review is conversational — you don't need to bring a stack of paperwork. But having a few things on hand helps us compare your options quickly and accurately.
The whole process takes 30 minutes. Most people say it's the easiest insurance decision they've ever made.
Book My Free ReviewThe Numbers Don't Lie
That's the average annual savings clients find when they do an AEP plan review instead of staying on auto-renewal. In most cases, the 30-minute call pays for itself — hundreds of times over.
Find Out What I Could SaveFrom Past AEP Clients
"I had been on the same plan for four years and just assumed it was fine. Turned out my drug coverage had changed and I was overpaying significantly. One call during AEP fixed it. I wish I had done this every year."
"My neighbor told me I should 'always check during open enrollment.' I finally did. Found a plan with dental and vision included — for less than I was paying without those benefits. Couldn't believe it."
"I called a week before December 7th thinking it was too late. It wasn't. We got it done in one call. I almost missed the window because I kept putting it off — don't make the same mistake."
Johnny Closer is a Florida-based insurance agent focused on helping individuals and families make confident, informed coverage decisions without the confusion. Known for a straightforward approach and dependable service, Johnny works to simplify the process and provide guidance that feels personal, practical, and clear.
⚠ AEP Closes December 7
Slots fill up fast in November. Book your free review now and lock in a time before the deadline.
Book My Free AEP ReviewPrefer to call? (813) 789-6456