We are committed to protecting your personal information. This policy explains what we collect, how we use it, and the choices you have.
Effective Date: January 1, 2025 | Last Updated: January 1, 2025
In This Policy
This website is operated by Top Closer Agency Inc., an independent licensed insurance agency. We help individuals navigate their Medicare coverage options, including Medicare Advantage, Medicare Supplement (Medigap), and Prescription Drug Plans (Part D).
Important: This is not a government website. We are not affiliated with or endorsed by the U.S. Government, the Centers for Medicare & Medicaid Services (CMS), or any federal Medicare program. We do not offer every plan available in your area. For all available options, please contact Medicare.gov or call 1‑800‑MEDICARE (1‑800‑633‑4227).
When you interact with our website, request a consultation, download a resource, or contact us, you may voluntarily provide information such as:
When you visit our website, certain information is collected automatically through cookies and similar technologies, including:
We use the information we collect for the following purposes:
Schedule consultations, deliver requested resources (guides, checklists), and respond to your questions.
Send appointment reminders, educational content about Medicare, and important updates related to your inquiry.
Analyze website usage to improve content, user experience, and the resources we provide to you.
Meet obligations under applicable federal, state, and insurance industry regulations.
Our website uses cookies and similar technologies to enhance your browsing experience and analyze site traffic. These may include:
You can control cookies through your browser settings. Disabling certain cookies may affect the functionality of this website. We may use tools such as Meta (Facebook) Pixel and Google Analytics to measure advertising performance and improve our services.
Depending on your state of residence, you may have certain rights regarding your personal information, including:
Request a copy of the personal information we hold about you.
Request that we correct inaccurate or incomplete personal information.
Request that we delete your personal information, subject to certain legal exceptions.
Unsubscribe from marketing communications at any time by clicking the "unsubscribe" link in any email or by contacting us directly.
California Residents: Under the California Consumer Privacy Act (CCPA/CPRA), you have additional rights including the right to know what personal information is collected, the right to delete, and the right to opt out of the sale or sharing of personal information. We do not sell your personal information.
To exercise any of these rights, please contact us using the information provided at the bottom of this page. We will respond to verified requests within the timeframes required by applicable law.
We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, disclosure, alteration, and destruction. These measures include encrypted data transmission (SSL/TLS), secure hosting environments, access controls, and regular security reviews.
While we strive to protect your information, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security but are committed to maintaining industry-standard protections.
We retain your personal information only for as long as necessary to fulfill the purposes described in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. When your information is no longer needed, we will securely delete or de-identify it.
Our services are directed to adults, particularly those who are Medicare-eligible (generally age 65 and older) or approaching Medicare eligibility. We do not knowingly collect personal information from children under the age of 13. If we become aware that we have collected information from a child under 13, we will promptly delete it.
Our website may contain links to third-party websites, including Medicare.gov, insurance carrier portals, and other resources. We are not responsible for the privacy practices or content of those external sites. We encourage you to review the privacy policy of any website you visit.
We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or services. When we make material changes, we will update the “Last Updated” date at the top of this page. We encourage you to review this policy periodically.
If you have questions about this Privacy Policy, wish to exercise your privacy rights, or need to reach us for any other reason, please contact:
Johnny Closer
Top Closer Agency Inc.